Benefits of Pre-Koalified

Transcription

This is episode seven of the Tyler show here we go is.com is listed as that’s me Steve going to.com I’m here with Taiwan will talk about Tulsa mortgage loans Columbia mortgage Tulsa mortgages loans Columbia mortgages of your coral Springs mortgage) mortgages Alamosa mortgages: Alamosa Colorado to write anywhere in New Mexico to Farmington New Mexico to be exactly correct that you know that we also enough pueblo Colorado pueblo mortgage and were all over the place and we are also live on Facebook and Kevin says no side effects I think if I hook in sound you can hear us let’s test it again the real quick like I’m a try and see if we can get any sound for you guys that are on the Facebook watching okay let’s see him we’re saying. We’re all can you guess here saying what’s weird to the pickup their Kevin Carrington and deliverance it worked before it seems like but do not soak they were talking about Tulsa mortgage right were talking about a bunch of stuff but I think our topic for today Tyler is one of the benefits of getting pretty cold qualified get qualified.com echoing what are the benefits so to talk about the three points while she had enforcer without lowering the part about how much can you buy so you know how much you can buy need to know what one program can be best and please please please don’t starlet homes until you know what you qualify for yet it’s a really good point color know how much you can buy ahead of time know what loan program is best for you and don’t start looking at homes before you know what you qualify for otherwise you can get this to him on a wiki of evidence eczema Bloor airhorn your because that seems like a fun thing to do to someone who makes my job harder and makes more pain for themselves so let’s let’s talk about knowing how much you can buy so I we talked at an earlier podcast about didn’t qualify so please jump in and learn and listen to that because it talks about what color documents we collect in the coming but I think the biggest point your Tyler is just the informed buyer be an informed consumer you know do some research get with the lender make sure that you know what you can but we just had some of the Christ has become you that that said they wanted of they went looked at a house on Saturday and they wanted to get approved to buy this house and they didn’t know my point to what loan program is best they broke rule number three witches they started look at homes before they know what they qualify for and they they found a home that they love that most likely doesn’t meet the program guidelines with the long-awaited they’re going to buy a single wide mobile home we can do mobile home so that we do what so that’s just an example you got to know how much you can buy you know what loanprogram is best for you and what you qualify for the program wise and don’t start don’t go into a house and look at it before you know if you qualify for because here’s the thing is that here’s a quotable the notice I am and him and I you and doesn’t your media culture.com so people often look at houses that are out of their price range before they talk to the lender how often does that happen to so often everyday and it’s unfortunate and Kevin get your credit score from a lender so bullet or your annual report are, getsthe coming on that so but listen if if you here’s that here’s the scenario great this is called a letdown scenario years ready for the M scenario is what is I go with the real trauma Saturday go looking hundred 50,000 our houses their amazing I love them there great I love hundred thousand houses and I go talk to my lender and they say the other three & down or they say your payment is 1400 bucks and you only qualify for 1100 so than what they do Tyler set in press and then they go looking hundred 20,000 houses because that’s what qualify him for and then what happens than on the topic the house 804,000 our houses are great houses unless you been looking at 150,000 houses then they, look not
as good so if you start out at the high-end of something you don’t qualify for and I have to bring you back down to, that’s right, that’s right you’re not into shock, container and now you’re saying that government I really like that hundred thousand house Tyler that happen recently gas operators like this weekend you and what was wrong divorce at their site and we want except people so don’t make a sad talk to talk to some talk to a lender before you walk into a house your lender will be so happy the be so happy that you did that so your realtor what yet I’m not at the same realtor know yet your lender in your your realtor will be like ecstatic because waste the time for the show you how to your qualify for second you soak so anyway that `there was people often look at houses around the pressure for the make sure you ask your lender before and the most jump on the some statistics Tyler know if it feels like there’s like the transformers are here unlike all my goodness where where where are the transformers they seem to be in the studio with us I love the studio recording studio in a studio your next official listen to this fresh in your garage for all you know are the garage were in some guy grudges for sure but here’s the stat kind of stat did an income like a but did you know really did you know that you can actually get a full-blown loan approval before you find out how did you know that while you some nonexpert everyday will what is that mean I get a full-blown and approval allowing her house how can I get an approval phenomena house we going to send everything through the underwriting process just like we would what you aspect up A Song like Hey Guys I Know a Qualify for $150,000 House and I Know I’m Doing FHA but I Have Found a House yet but, Nervous and I Will Formerly Really Qualified to Have You Guys Checked Everything Do Are You Sure Is My Income Right Is My Credit Okay so You Can Help Me so That I Don’t Have I’m Not Stressing Right How We Go and Do Everything so You and Get All the Income Documents of All the Documents Organized for Anyways and Resemblance and Everything under a That’s Right and How Long Does It Take Companies – so the Question Is Why Would You Do That Why Wouldn’t You Go to Lender and Say Hey Lender My Creditable Shaking My Debt Ratios Little High These Things to Know by Qualified Do I Qualify Are Not and There’s Lots of Lenders at Well Maybe Not Lots but There’s Couple Hundred Other like to Limit Concepts Tulsa Mortgage loansCompany That Secret to.com That Can Do That Right Tyler and so Whenever You Aren’t Sure We Just Go Ahead and Set so We Even Especially When We Have a Borderline File Was Talk about That It Storytime Him Him Him Him or by the Way You Have To Watch Live on Facebook to See Me Dance like a Little Because I Dance Whenever It Storytime so We’ve Got a Another with Our Focus on the Last Podcast That We Got Another VA Loan That We Just Were Unsure about Is Very Limited on Credit the Sky Good Job What He Saw Just like What 12 Years You Want on 12 Years Is His Decorations Are Low in His Credit Scores Are Low That Right You and It’s a VA Wants Us a Little Stickier When They Are the Dystopic Your Guys in the VA Unfortunately Just a Little Harder Even If You’re a Veteran and You Need Your Qualified It Can Be a Little Tough so We Just Didn’t Want of Work about It so Smooth and Mentoring about to His Agreed-Upon Approval and a Call and Set High-Fiber Farmhouse Actually Just Talked and Today and He’s Yearning Offer I Got outside or Maybe He’s Our Accounts of You If That Mean I Think Maybe We Told Him on Thursday for and What an Exciting Thing to Be a Little Tulsa Money to Call and Say Hey Your Approved like We’ve Looked at Your Income We Look at Your Credit We Looked at Everything and You Do This This This and This Year the Conditions That We Need to Find House with Order Appraisal of Get Title It Still at Stuff and Then Once We
Do We Close All the Headache in the Grass and the Only Got a Is Gone Because We Underwrote Your Loan Ahead of Time so Know That You Can Do That It Is a Possibility It Is What Vendors Can Do and That’s Why We Say the Biggest Asked Him Is Don’t Mess around Talk to Lender They Can Get You Approved Special If You’re Unsure about Why Stress Why Worry What for Was Asleep While Mr. Allen Talk to Lender the Can Get You Done Ahead of Time so You Never Have To Worry about Whether You Call but All You Do Is Is Then Operate in the Parameters of the Approval by Tyler so How Operate in the Parameters of My Approval Well You Know up the Price of the House Extremely like Some People Done in the past You so I Caught I Qualify You for 175 VA and You Bring Me a Contract for 220 That Might Be a Problem You so You Probably Ought a like Call Me Anytime Call Your Lender at a Time and Not Getting a Mortgage Necessarily You’re Not Approved If Any of Those Parameters Change so Get with a Lender That Can Provide You That Fully Full-Blown Approval on Alone but at the Same Time Make Sure Once You Get the Approval That You Operate in the Parameters of the Approval and You Don’t Deviate from Them Anyway Deal You I Pretty Good Reason to Think so Him and That’s a Sound Makes after I Do Get You Put in Fact Every Approval We Call the Customer and We Play Him in the Me Dance, Takeda, Pentagon, Text, Much As It Is a Very Talk about What I Don’t It with At Least Do a Shock upon You Can Even Say Shaka Got Does before My Time and We’re Saying. We’re All of You Get on That A Lot Tell You to Say Shaka Got on the Host the Show Use a Shotgun Shaka, Focusing Exercised Authority Is so Let’s Let’s Recap It’s Your Turn Recap Tyler Know How Much You Can Buy Know How Much You Can Buy Because Your Pre-Qualified Your Prequalified You Want to Know How Much You by Anyone Number to Know What Loan Program Is Best for You That’s Right Know What Loan Programs out There and Then Was the Number 10 Paul Don’t Do by Goodness in Your Ear If You Do This Do Not Look at Homes before Your Prequalified That’s Right Because You’re Going to Calendar off I Got a like Figure out Waiting Get You Qualified That House and Set a Telling You What You Should Qualify for and Then Everything Gets Just Old Little Bit Sticky and Your Realtors Realtors We Ticked Because You Should Houses Forever That Were Out Of Your Maybe Not Forever but They Could Have Been Home with the Kids Insulation You Houses You Don’t Qualify for so Know How Much You Can Buy by Talking to Lender up Front so That You Don’t Are Looking at Homes before You Know You Qualify for and Know What Loan Program Is Best for You Everybody Listen Lenders There Some Lenders They Do This of His at That They Say Is You Call Me up Hey I Want to Get a Conventional Loan Amount but and They Do Say Okay and They Give You Conventional Loan and You Put 20% down and That’s That’s Just What Happens and Then Six Months down the Road You Chill on Your Back Porch with Your Body Having a Brewski or Glass of Wine and Your Buddy Says Did I Just Got a Really Low Interest Rate and Now It’s a 5% down and Then You like the How That Happened What Would It Mean That You Do That Whether Conventional Almond You Have To Put 5% down What I Put Wanted Athetoid Percent I Don’t Know so Malingered Said so You Need to Know What Loan Programs Best for You Including What’s Available to You to Does A Lot Of Help at Our Responsibility All of Us Lenders out There to Make Sure That People Know What Is Available to Them Not Just Give Them What They Want When They Walk in the Door Rhino Just Get Here You Go You Said You Wanted a Conventional 20% out so Make Sure That Your Investigating What Program Is Best for You What Down Payment Is Best for You so That You’re Not Sit on Your Back Patio
Jealous Because Your Friend Got the Same Rate with Less Money to so the Same so Recap and Know What You Which You Can Buy What Programs Best and by Goodness Don’t You Ever Walk into a House without a Your Price Range Because You Did Talk to Lender and That’s Our Show for Today Guys Don’t Forget to Call Steve Curry to.com the Steven Tyler Show Tyler Wyvern and We Are@TLClender.com Were Also It Get Qualify.com Steve Current to.com Type Wiper.com We Did Tulsa Mortgage Loans We Do Tulsa tulsa Mortgages loans Home Loans in Tulsa and As Well As Other States like tulsa Mortgage loans in Columbia Missouri Colorado Springs Alamosa Where New Mexico Were Everywhere Guys Were Everywhere to Make Sure and Check Us out Go to Get Qualify.com If You Want to Find out More Information That Is Our Your Podcast for Today We Are out Here

Total Lending Concepts is a DBA of Midwest Mortgage Associates Corp. Midwest Mortgage Assoc. Corp. funds FHA, VA, Conventional, and USDA Guaranteed (Rural Development) mortgage loans. NMLS # 1043976. Colorado License #1043976, Missouri # 13-2126-A, Kansas License # MC.0025239, Missouri License # 1043976, Oklahoma License # ML010869, New Mexico License # 1043976. Not all Mortgage Loan Originators are licensed in all the states where MWMA is licensed. Some loan types are NOT available in every state. Call or check with an authorized Mortgage Loan Originator for program availability in your state. *"NMLS" refers to "Nationwide Mortgage Licensing System".